Trading In Gold Over Forex Trading

Gold and silver jewels apart from a symbol of pride and beauty turned to be the centerpiece of tradition and legacy.

Investing and trading in gold is one of the most lucrative and favorite alternative investment forms for investors today.

gold invest

In this present scenario, it is the best time to purchase or invest or trade in gold.  The market for this precious metal seems to be sturdy nowadays.

Whatever the rate increases it is found that the sales of gold and silver never love to come down.

The amazing fact is that at present thousands of dollars worth precious metal investment is made online. Yes, now you can trade-in your precious metal without making a move from where you are.

If you want you can also sell your scrap gold and get the cash instantly for better profits.

However, before you proceed further you should check the price of gold and get the help of a gold price calculator to know various details about your gold investment.

Tips for Small Investors

Wise men look for better advice when it is time to trade in gold or silver or in forex?

And as per the current reviews and advice, gold can be one of the most profitable of all.

However, for the small investors or for those who are new to the market it is advisable to follow the advice of a reliable broker before they enter the market. This lowers down the chances of loss.

Trading in gold is not a tough task as you think with reliable trade gold hiwayfx brokers there to help.

For a non-savvy investor, who has the least knowledge about trading in gold profitably, brokers such as these are very much helpful.

You just need to register with them and believe me, you can start trading in just less than 2 minutes.

So why not join today and get the advantage of low spreads and high volatility.

Role of corporate gifts in business relations

Corporate gifts play a crucial role in the promotion and progression of business organizations.

Today, the success of any business house is certainly based on the relationship that the company generates with its clients, business partners and potential customers.

Moreover, the future sales and flourishing of a company also depends on the good relationship that a company develops over the years.

corporate gifts in business

Corporate gifts help lot in producing good business relationships as these presents are promotional items that could enhance the sale of a company’s products to a great extent.

Giving corporate gifts singapore is a radical way of marketing and promoting products or services. Besides, these gifts also pave the success for a business firm.

There are many varieties of corporate gifts are available in the market to choose from. Leather gifts are one of a kind of corporate gifts that are beautiful and elegant in all ends.

Leather bound diaries are available with the company’s name engraved or personalized embossed name.

These gifts can be most precious for a client or customer to remember a company for years to come. Don’t think that there is specific season for giving corporate gifts.

You can give these gifts at any time and even during festivals you can give corporate gifts.

There are many festivals when people use to exchange gifts with friends and relatives. You can choose the festival time to give gifts to business associates, partners and clients.

Big business houses and corporate choose the festive seasons to give corporate gifts.

These gifts are considered as an effective way to market products or services of a company and can be purchased at stores that offer corporate gifts online.

Furthermore, corporate gifts go a long way to generate creative and mutually good method of marketing the products. There are many websites online offering corporate gifts of variety kinds to choose from.

StsRoyal Cryptocurrency Trading Broker

Today, an increasing number of traders are found trading in the Cryptocurrency market due to the fact that it is more lucrative than any other market

Secondly, it is open 24*7 which offers flexibility to a person for trading as per his/her desire timings and convenience.

If you want to earn a huge amount of money with the help of the cryptocurrency market business, then the first thing you have to do is invest in the market. Now, the question is how you can earn money from the market when you are investing a huge amount.

Cryptocurrency trading

The simple answer to it is that by selling the currency. What is important here is that when you have invested in the market, then it is very essential for you to know about the right time when you can actually sell the Cryptocurrency.

Though it may sound that it is a very easy process, in reality, it is not that much easy as it may eat up you’re earning.

When you are an investor in the Cryptocurrency market, then there are certain points that you have to keep in mind so that you do not lose any money while buying or selling the currencies.

Get The Help  of Best Cryptocurrency Brokers for Trading

Now a day, Cryptocurrency trading is becoming a new trend and the quickest way to earn five-figure incomes online. Cryptocurrency trading has an ability to turn few hundreds into thousands in a day doing just too few trades online.

However, like another trading, Cryptocurrency trading has its own pros and cons. Getting the help of reliable broker is therefore highly essential particularly if you are new to the market.

Cryptocurrency brokers are the individuals along with companies who are engaged in monitoring along with advising part to all the investors who have joined the Cryptocurrency market for trading purposes.

Some of the factors to consider when choosing a trading platform for crypto trading is:

  • Leverage available
  • Minimum investment needed
  • Trading features the platform is providing
  • The cryptocurrencies enlisted on the website

The individuals who would like to go for trading purposes and avail the benefits of Cryptocurrency brokers can visit the site StsRoyal through which the individuals can get the details about trading in cryptocurrencies.

These brokers not only update the investors about the current conditions but also inform them of the conversion rates which are prevailing in the market.

In other words, these cryptocurrency brokers will help the individuals along with investors in providing the best trading platform where they can conduct their trading part along with taking the brokerage service for the traders or investors.

The main benefits of these brokers are that they update the investors about the current rate prevailing into the market along with current rate conversion.

With the help of these cryptocurrency brokers, investors’ trading is conducted in a simple way without moving to such a conflict environment. Individuals can easily conduct their trading online in currencies (like bitcoin, trx and more) by just sitting at their homes.

Also check: How to buy TRX with paypal

Features to Look for in Trading Platform

As the competition is becoming tougher with every passing day, therefore; you just cannot rely on any of the trading platform, can you?

There are so many important trading solutions available, and you have to rely on the best one for help.

So, it’s better to work on the features and take a look at advantages, before coming to a decision. Here, you have the liberty to enjoy real time trading, even while on the go. It helps you to stick to your trading platform, whenever you want to.

The most significant attribute of an honest Bitcoin trading broker is that they will have a valid license and will perform by abiding by the rules and regulations that are set by the trading concerns.

They depend more on business volumes to make money rather than making the utmost from a single trade in whatsoever way.

As brokers in trading retain the money when a trader loses, most of the brokers make a huge sum of money in this profitable way.

A recent study says that nearly 85% of the traders lose their money and therefore all this money has been earned by the brokers. Only 15% of the traders are usually able to make out their money from the brokers.

Thus it would be better for the visitors to visit this website and enjoy the advantages of best trading online along with availing the benefits of the brokers.

Get Online Help to Build a Successful Business

Owing to the global economic meltdown, several unemployed folks desire to become their own boss. Besides, the freedom offered by working for yourself is countless.

However, it is necessary to be armed with all aspects of starting a small business in order to succeed.

business registration

First of all, if you are looking for starting a small business, look for practical and most expert guidance that will certainly help you to soar to success.

To change the course of your business you can make the strategic use of business planning.

For instance, if you want to extend the periphery of your business or you have a mind to make your business bigger there are elements in the business plan which you can readily use to get what you want.

The key fact is to start your journey with a destination in mind. Get invaluable information on aspects like Dutch company registration for getting success.

Registering your company or business is an important aspect if you aim higher and want to grow your business without any fail.

Using the Business Plan to Reach to the Goal

In order to succeed in a business, setting goals is very important and better resources will definitely educate you on how to set goals and review your progress.

Risk management, legal and financial compliance, creating a succession plan, online reputation management is all can be understood with proper guidance and help.

If you are one who is willing to learn from someone who knows exactly what you will face, then the internet is a boon for you.

Learn about the unique insights on how to lead by your thoughts and create an abundance of love and wealth that you can share with others.

Financing and Lending for Your Business

Getting the invaluable financial advice for small businesses and self-employed can also help you a lot and you can get this information online.

Online you can get many helpful resources that explicitly help you in a simple way to build a successful business by offering their best services online.

These guides can lend you a hand to beat the odds and turn your passion into a thriving business. However these may not provide you the full knowledge about how and where to get started with your ideas.

It will cover up all aspects of working for you without any significant help required. You can learn the financial side of starting your own business. It also elucidates how to start from scratch or buy a business or franchise.

Besides, it makes you master all aspects from appointing staff to marketing your business through traditional and digital channels.

There are several things a lender will look for in the kind of business plan you have.

However, if things are confusing in the strategic layout of the company the financers may be misguided and they would not go into the hassle of investing after your company.

If they have to waste too much time questioning your company then chances of getting finance are sure to become limited.

Be very sure regarding what the lenders are looking for. Do not try to misguide anyone or provide any sort of misinformation. This can really hinder the future growing prospects of your business.

 

4 Ways to Run House After Retirement

Retirement is the necessity of an individual since those who are employed today will eventually be retiring after completing certain specific years of their lives in their respective professions.

In such a world, the price of commodities is rising with each and every passing day and it is becoming difficult for employed people to survive in their limited income.

retirement

The million dollar question is as to what you are going to do after retirement since you are only left with limited or no income.

However, you do not have to worry since as you read the following article you will know the Best 4 ways to run house after retirement –

Prepare yourself from before

As an employed person, it is advisable to make preparations from before. You need to be smart towards saving specific money on monthly basis.

Hence, in your professional life which usually strengthens for 25 to 30 years, you can save a lot in the process. Hence, that money can prove to be a boon for running the house after retirement. Isn’t it?

Be sensible in your approach

There are some of the things which you can accomplish right while you are in a job. For example, if you do not have house for yourself, you can make arrangements for the same or else it will become very difficult to pay rent after your retire.

Similarly, try to finish other impending liabilities. If your children are well placed, then do not delay in getting them married right when you in your service as it will naturally help you ease while you retire.

Look for time pass jobs to earn money

There is no dearth of earning opportunities even after you retire. You can open stationery or grocery shop or any other shop in your own house which can help you earn a bit.

You can also work part time to assist various businesses by providing the services like managing Power Point PPT, accountancy, web designing, online marketing and many others.

The best thing is that you do not have to go anywhere as it will help you earn money right at the comforts of your home. Hence, it will ensure continuous income which will help you to run the house after retirement. Great, isn’t it?

Take a good insurance

Retirement is usually considered to be the age where your health starts deteriorating and you might be surrounded with lots of health complications as well.

Therefore, it is important to get health insurance from before in order to be at a safer side especially at such a vulnerable time of your life. Hence, as you are geared up from before, you can pass your days after retirement in a fun-filled and exciting manner.

Conclusion

Finally after reading the aforesaid best 4 ways to run the house after retirement, you can surely pass your days amidst excitement and happiness.

After all, life is too short to worry about anything and you need to be smart and innovative in your approach, so that you can indeed lead a life of dignity and respect. Great, isn’t it?

Innovative Investments For Better Returns!

For most people choosing that right investment scheme that caters to their needs and expectations can be a mammoth task.

Apart from ascertaining your own investment needs and expectations, you need to have adequate knowledge of how the market operates.

All investment schemes have a risk factor and you have to determine your individual risk tolerance.

At the end of the day, it is your hard-earned money that you are investing and expect a reasonable rate of return on your investment.

gold and silver

This is the reason why most people seek the guidance and assistance of professional investment strategists to help them in this endeavor.

Amit Raiz is one such prominent investment strategist, who has been instrumental in helping people manage their investment portfolios effectively.

He is the CEO of one of America’s most reputed and credible investment specialist firms. Amit along with his team of dedicated experts have assisted many individuals and businesses earn attractive returns on their investments.

With a booming digital currency age recently he focuses on building a portfolio that includes various instruments such as bonds, mutual funds, cryptocurrencies and much more.

With platforms like Kinesis coins, you can even invest in gold-backed cryptocurrencies if you are keen enough to invest in gold and silver for the long term.

His innovative investment strategies are a catalyst in enhancing the net wealth of his clients while minimizing their risks.

This is the reason why the individuals and business community seek his guidance when it comes to managing their investment portfolios.

Amit Raiz emphasizes that when it comes to choosing the most appropriate investment scheme, most people make certain critical mistakes.

Before selecting any investment scheme, you need to assess your own individual investment needs.

Your own investment needs and those any other person will never be similar regardless of whether that person is your friend or relative. Moreover, it is essential that you are aware of the current market trends before investing in any investment scheme.

Before investing in any investment scheme that caters to your needs, it is important that you read the terms and conditions of that document.

It is only by reading the policy document that you will be aware of the potential risks involved with any investment scheme.

Amit Raiz and his team, advises and guides his clients in selecting the most appropriate investment strategy that caters to their needs.

While counseling his clients, he tells them to look beyond conventional investment schemes. These schemes are outdated and fail to earn a reasonable rate of return for their investors.

Amit says that there are a number of innovative investment schemes in the market. These investment schemes can help you maximize your returns and save taxes in the process.

Moreover, with the right mix of long-term and short-term investment options, you can even minimize your risks while enhancing your returns.

Amit Raiz is a well-respected figure in America when it comes to managing people’s investment portfolios.

Many of his innovative investment strategies have assisted individuals and businesses to save on taxes apart from enhancing their returns.

Amit keeps track of the latest developments in the market to ensure that his clients maximize the return on their investments consistently.

Residents of Canada: What are the Canadian and U.S. Tax Ramifications of being forced to liquidate a U.S. retirement account.

As mentioned in a previous article, many banks and brokerage firms are informing U.S. non-resident clients that they are no longer able to service their accounts and that their accounts have been restricted or even closed.

In that same article, we outlined the following:

  • S. citizens and Green Card holders who reside in Canada or anywhere else abroad would be considered to be non-residents for the purposes of these regulations.
  • These regulations are not new, but were not generally monitored or enforced.
  • Financial institutions have started to enforce these regulations much more diligently.

The options available to an individual for their taxable brokerage accounts once they have received notification that they are required to find another service provider were addressed in the above mentioned article. Individuals with tax-deferred accounts, such as an IRA or 401K, are being told much the same thing. The account holder will generally be told that if they are not able to transfer the account to another service provider within a set period of time, the assets within the account will be liquidated and a distribution will be sent.  If a distribution from an IRA/SEP IRA/Roth IRA is received, you have 60 days to deposit the funds into another retirement account with a U.S. custodian or the distribution will become fully taxable.  Distributions from an inherited IRA/Roth/SEP IRA do not have a 60 day window.

For many, it is difficult to find an alternate service provider that allows a non-resident to maintain a retirement account in the U.S. Even if a new service provider can be found, it is possible that the new provider will restrict activity within the account, effectively freezing the account.  Because of these complications, Canadian residents may feel compelled to liquidate their U.S. retirement accounts.

For the majority of U.S. retirement accounts, a liquidation would have U.S. and Canadian tax implications for both U.S. citizens residing in Canada and Canadian citizens living in Canada.  A couple of common scenarios include the following:

  • A U.S. citizen owning a U.S. retirement account moved to Canada and became a tax resident of Canada.
  • A Canadian citizen who lived in the U.S. for a period of time on a work permit, and who contributed to a U.S. retirement account while living in the U.S., moved back to Canada and once again became a Canadian tax resident.

We will discuss each scenario separately, since the tax implications of the liquidation of the retirement account will be different for each scenario.

U.S. Citizen Becomes a Tax Resident of Canada

As mentioned in our previous article, when you establish income tax residency in Canada, for Canadian income tax purposes, you are deemed to have disposed of all of your property immediately beforehand, with some exceptions, for proceeds equal to the fair market value of that property at that time. You are then deemed to have acquired such property at a cost equal to such fair market value.  U.S. retirement accounts are one of the exceptions to this rule. As such, the retirement assets would retain their historical cost basis for both U.S. and Canadian tax purposes.

As a U.S. tax resident, a distribution from most types of U.S. retirement accounts would be taxed as ordinary income subject to taxation at marginal tax rates.  Distributions from Roth IRAs are not  taxable.  The maximum marginal tax rate is currently 37% (2018).  Depending upon circumstances such as the age of the recipient, there could potentially be early withdrawal penalties as well.

Canada will also tax the entire distribution from most U.S. retirement accounts.  The entire distribution is taxable even though an individual in this scenario did not previously receive a deduction on a Canadian tax return related to the contributions.  Distributions from Roth IRAs are not taxable in Canada.  The marginal tax rate would depend upon the province of residency. For example, a resident of Ontario would currently have a maximum rate of 53.53% (2018).  A foreign tax credit can be claimed in Canada in relation to the U.S. tax payable on the distribution. Early withdrawal penalties are not eligible for a foreign tax credit.

Individuals in this scenario are generally subject to an overall tax rate upon liquidation equal to the Canadian tax rate. The tax payable to the U.S., which is subsequently claimed as a foreign tax credit in Canada, is usually not sufficient to completely eliminate the Canadian tax liability.

Canadian Citizen Resumes Canadian Tax Residency

The second scenario is of a Canadian citizen previously living in the U.S. who moves back to Canada and resumes Canadian tax residency.

In this scenario, the U.S. requires a 30% non-resident withholding tax. Due to the tax treaty between the U.S. and Canada, that rate can be dropped to 15% for periodic payments, but there is some debate about whether or not that applies to a liquidation event, and recently, service providers have been less inclinded to agree to the lower rate.  Because of this, we advise our clients to expect a 30% withholding rate from most providers.  In order to recuperate the other 15%, the filing of a U.S. non-resident income tax return would be required.  Note that recuperating the other 15% would not be required if the entire 30% withholding tax is claimed as a foreign tax credit on the Canadian tax return.  In the case of an early withdrawal, the penalty normally imposed would be included in the 15% or 30% tax, which is considered a final tax for U.S. tax purposes.

Canada will also tax the entire distribution from taxable U.S. retirement accounts in the same manner as was discussed in the earlier scenario.  A foreign tax credit can be claimed in Canada in relation to the U.S. withholding tax.

Individuals in this scenario are also generally subject to an overall tax rate upon liquidation equal to the Canadian tax rate.  The U.S. foreign tax credit is generally not sufficient to completely eliminate the Canadian tax liability.

A relatively common tax planning technique for individuals in this scenario is to roll funds from their IRA into a RRSP in an effort to defer taxation of the IRA income.  This strategy is now less attractive due to the application of the higher 30% U.S. non-resident withholding tax.  We would also point out that this strategy is generally recommended by service providers that do not have the ability to actively manage U.S. retirement accounts.  A more effective solution would be to find a service provider, such as Cardinal Point, that can actively manage the IRA and eliminate the need for a liquidation altogether.

The Cardinal Point Advantage

These examples highlight the complicated and negative tax implications involved with an unexpected liquidation of U.S. retirement accounts.  The main negative tax implication being that the full value of most retirement accounts becomes taxable upon liquidation.  We recommend that you avoid these unnecessary tax consequences by finding a custodian who is able to manage U.S. retirement accounts for non-residents of the U.S.  Cardinal Point has the unique registrations and ability to manage investment portfolios that include accounts in Canada and the United States.  As such, we have the ability to actively manage U.S. retirement accounts for our Canadian resident clients.

Cardinal Point has the cross-border financial planning, investment management, and tax expertise to ensure that our clients are able to maintain retirement assets in their country of origin, and to transition other assets from one country to another in a tax-efficient manner. Our clients receive tax planning as a part of their overall financial plan.

Things To Avoid When Leasing a Commercial Property

Purchasing or leasing a commercial property is equivalent to the need of having a full understanding of its potential risks.

As an intelligent renter, you must be able to have diverse solutions even before having any setback.

The last thing you want to ensue is getting trapped in a well-furnished commercial property for a year, and then finally realizing that rental of a commercial space near a business district is a much better option.

To avoid such struggles, here are some of the probable risks that happens in business when buying a commercial property:

Picking a wrong place

When taking a location, reminisce that today’s most advised neighborhood for business owners might not be as equipped tomorrow.

With the fast paced trend, it is hard to calculate what will work best for your commercial needs in the upcoming years.

That’s why you must do a lot of examination and planning before choosing to seal a deal.

According to Fred Jafarzadeh – Commercial Real Estate Virginia VA some people even consider leasing an industrial building, warehouse or a retail store since it is a far more realistic way to solve this setback.

With this you can easily decide to stay or transfer to a new location once the agreement finishes.

Weak cash flow

What if the unit has to undertake expensive repairs or your production is not doing so well due to renter concerns? Such complications can affect your cash flow.

Moreover, you must manage every level of operation by doing constant on-site visits.

Doing so will help you distinguish about problems within the profitable unit before it’s too late to do anything to solve them.

Avoid these possibilities by making sure you are renting a well-maintained commercial property.

Zoning or allowable use

Finding the finest commercial property is useless if its estate type is not well suited to the kind of business you are assembling to have.

Make the correct choice by guaranteeing that the place is equivalent to the use allowable under the local administration zoning rules.

As a unit tenant or owner, your accountability includes ensuring that the properties you are using keep on with planning laws.

Non-cooperation is equivalent to the fact that your business cannot be done legally within the property.

Wear as well as tear

Sometimes upgrade or even renovations are just done to mask the wear and tear of a commercial unit.

So be sure you examine your company’s new office or you might end up using your business funds to repairs or maintenance.

Take some time to visit the commercial property just to see how former renters or owner used the property and the facilities.

You might even desire to check if there are responsibility concerns or environmental troubles like lead paint or asbestos.

Problems with early access period

Your regular rent clock starts the moment move into your commercial unit. Regardless of whether you are already using the unit or you are just setting up equipment.

Avoid wasting time or money for rental costs even before your business starts operating by asking the landlord or your owner to give you early access.

Ask for at least one week before your lease clock starts ticking.

Having a week to set up allows you to ensure that you will have anything you need to resume to regular work routine.

Above all, look for the expansion opportunity while leasing. In case of need to hire more staff than expected, make sure that the commercial unit has enough space for expansion.

Check if the lessor allows changes in the interiors or exteriors of the unit.

Funeral Cost, Services And Need for Insurance

Usually, when you reach the age of 60 and retire from work, you come more close to your family as you get more quality time to spend with them.

At this age, you would definitely not want to be a financial burden on your family. It is this thought that triggers the idea of getting funeral services and insurance done.

Funeral

A funeral can cost anything between $4000 for a simple cremation to $14000 for an elaborate burial, flowers, and casket.

The cost of a funeral also depends on cultural expectations. Sudden death and an unexpected funeral can be difficult to manage for friends or family.

Making provision for your own funeral helps them to overcome the loss and lessens the monetary burden.

Getting funeral services Singapore and insurance done is also a good option for older people who do not have many assets to leave behind for their family.

It is also an attractive option for the low or fixed income group, who cannot afford to pay a lump sum amount but can invest in small premium payments.

Funeral insurance is very alike with personal insurance policies. The sum assured ranges in between $3000 to $ 50000. But the most common amount chosen is mostly within $5000 – $15000.

Your maximum age for this policy can be 80 years down to 55 years.  This policy would cease if you reach the age of 90 or if you meet the desired amount of the cover.

The premiums can be paid either monthly or fortnightly depending on the amount of cover. You get the full benefits of the policy until death.

Like every insurance policy, even this one has certain pros and cons attached to it.

The Pros are:-

  • There are no blood tests, health questions or medicals involved with the application of funeral insurance policy.
  • Once you have signed the contract, you would get 30 days cooling-off period.
  • If you have an accidental death, you would get full benefits of the policy even if this accident happens in the initial 12 months of acquiring the policy.
  • You can opt for this policy when you can’t avail life insurance at a later stage of your life because of the age bar.
  • You can cap the premiums with some other policies as well.
  • Some of these policies also allow a 3 months relief from the premium payments, if you have a financial crunch.

The Cons are:-

  • The premiums might increase with time according to your age and the CPI Index.
  • If you take this policy at mid-age and tend to live for long years, you might end up paying more premiums than you would have, if you had saved the same amount of money for that long.
  • If due to some reasons you discontinue your premium payments, you would lose both the amount of your cover and the premiums paid till date.
  • If you get a natural death in the initial 12 months of your policy you may not get the full benefits of the policy. You would only receive the amount paid for the premiums so far.
  • Sometimes it may also take a while to get the insurance pay-out.

Funeral Insurance is a good way for many people who wish to evade the legacy of debt.

Conveyance Deeds and Deed Plans

When you own an unregistered land with a mortgage, you might never be able to see the title deeds since they will be held by the mortgage lender to act as security against the mortgage loan.

The major question will, therefore, be where are your title deeds? The mortgage lender will be excited while supplying you with a title deeds copy but will ensure they charge you a fee.

Conveyance Deed

When owning unregistered land without a mortgage, you will be forced to hold the title deeds, but you may as well deposit them in a bank for safekeeping.

When you are the registered owner of the mortgage, the mortgage lender will be holding the title deed to act as security against the mortgage loan.

When dealing with Boundaries of Registered and Unregistered land, the parcel clause of the conveyance holds the key to one’s understanding of the boundaries lands parcel. The parcels clause is usually containing a phrase that is similar to the phrases below.

The same is present for identification which is shown on the attached plan

The same is delineated on the attached plan

The same is for the identification purposes only delineated on the plan attached on its face

The first one is urging people to take note of conveyance wording and to ignore the laid plan

The second is urging people to take good note of the plan and ignore conveyance wording.

The third one is confusing.

Let us look first at how the parcels clause describes the parcel of land regarding its boundaries. There are several shortcomings that are routinely found in the parcels clause:

-Dimensions, when given, are usually approximate

-It is extremely rare for the physical feature along which the boundary runs

-It can become impossible to know the exact shape of the parcel when dimensions are not precise.

-The parcels clause does not always quote the dimensions of the parcel of land

-The source of the dimensions in unclear – what they were measured with, who they were measured by

When you need help determining the exact size of your plot of land, you may need to seek professional advice. A chartered surveyor can offer a survey of all the documentation to help resolve any boundary disputes.

In some cases, the title deed may not be needed as security because the country and the interest of the land guarantee the registered land title is protected since they have registered a fee against the title.

When the mortgage lender does not have the title deeds, it implies that the title deed has been returned to you or to the title’s predecessor who has then passed them to you. In a few cases, the title may have been destroyed.

In a case where they have destroyed the title, there is a need of enquiring from land registry on whether they have a copy of pre-registration title deed on their files. The land registry workers will happily provide you with an official copy after you give them a small fee.