Should You Sell Your Annuity?

Old age and retirement are fearful of many persons. To remove this fear and make a happy old age government has introduced many schemes and policies. One such thing is the annuity.

In this, a person may get the income which he has invested many years before. So, this gives a hassle-free life.

Sell Your Annuity

There is also another option here in this annuity where the person can get the lump sum money as a whole in hands. It means annuity can be sold to another person or agent who can give back cash in hand.

There are plenty of reasons to the question of why to sell my annuity as this is one of the valuable assets for any person.

So, selling an annuity would be helpful to invest in a new business, start a new venture, other better-investing plans, etc.

If you want you can also invest or trade the cash in forex and cryptocurrencies where you can get multifold returns very soon. Sites like Neuer Capital can help you get started but make sure you check the Neuer Capital review to know how it works before joining them.

It may also help in settling down any loans, dues, pay off debts, etc. On the other hand, a person may sell his annuity on an idea of purchasing a new house, car, or any other thing.

Some people might ask how I would sell my annuity. Selling an annuity is not a difficult thing. There are many experts who would help in explaining the procedures involved in selling an annuity. The documents related to the annuity should be kept ready.

Quotes from various different places can be obtained and the best one can be chosen.

Even these things can be sent by envelope to the concerning authority. It takes hardly around 3 – 6 weeks for the payment to be settled if every document is clear.

There are many options for selling an annuity. If the person has not started receiving the payments, he can get more profit by selling the annuity.

Even if a person has started receiving the payments, he can sell an annuity. In this case, he may have to pay some fees for receiving the cash in hand.

Some people do not want to sell their annuity on whole; they also want to receive the monthly payment from the annuity.

Even in this case, it is possible to sell a part of their annuity. In any case, some work is required from the owner part for him to stay safe.

He should also proofread his papers before signing in to any of them.

What’s Driving Institutional Investors Towards Factor Investing?

Factor investing isn’t a new tactic. In fact, institutional investors have been employing factor research for decades. Many are already executing this investment strategy, whether they realize it or not. We believe, as institutional investors realize lower returns for most asset classes, their need for alpha will have many of them gravitating toward factor investing.

With this not-so-new tactic, investors can move away from active management fees—which are quite high—towards much lower-cost factor – indexed strategies. New technology and a broad range of analytical tools have made it easier to analyze a wide range of factors. This helps investors understand how factors work within their portfolios.

Factor Investing

Factor investing goes beyond smart beta strategies by measuring both performance sources and existing portfolio risks. This enables a hybrid solution of both active and passive management and also allows for ETFs that specifically concentrate on both of these attributes, that we believe will result in a better target asset allocation.

We believe that Factor investing gives most investors a competitive edge within the portfolios they construct. It also means better liquidity and lower fees—attributes that become more important in low-return environments. Unsurprisingly, a recent survey showed that institutional investors plan to increase their factor allocations from 12% to 18% over the next five years[1].

Ultimately, investors want to maximize their risk-adjusted returns. After the 2008 financial crisis, which revealed how various underlying factors could negatively impact unrelated assets, investors in our opinion, want full transparency while getting the most out of the equity asset class.

Is factor investing the “holy grail” of investing strategies? It’s still hard to say. But this tactic has the potential to deliver a return that’s much less cyclical than the returns on most passive strategies. Factor investing uses a systematic method to maximize the return of available assets at a much lower cost and over a longer period. It’s clear why institutional investors are giving this approach more attention.

This kind of factor-based strategy isn’t only being applied to equity investments. Companies around the world are developing transparent solutions that are rule-based for other asset classes, including fixed-income. We believe this shows that factor-based investments and strategies seem to be a good business decision all around.

In the past, active managers charged an arm and a leg for factor investing. The need to process research and calculations manually made data analysis far too time-consuming. Things are different now, as new innovative apps and tools have made data analysis cheaper and more accessible. These tools also make for better informed, smarter investors. The market for analytical tools is very competitive, with new apps and SAAS software sprouting up in digital marketplaces daily.

Some investors theorize that the more factor investment strategies are used, the harder it will be to get a return. The factor-based investment market is approaching the $500 billion mark, leaving many worried about market saturation. However, the money in this pool is not ‘new money’ as much as it is ‘existing money’ that’s been repurposed more systematically. This means market saturation might not be an issue for a while.

There are various methods of incorporating factor investing in a portfolio. A common factor strategy utilized today involves allocating as much as 30% or more of core equity allocation—and investing it on factors such as momentum, value, and quality. As more data and analysis have become available on the market, investing has grown more strategic. This allows for a more sophisticated approach where the impact of factor-based investing is noticeable across whole portfolios while still maintaining transparency for the investor.

Some things worth noticing in factor investing include trading, capacity, how to handle liquidity, and how performance should be measured. Advisors and institutional investors have the goal of building portfolios that meet a specific need for their clients or themselves. Whether they’re looking for aggressive or passive, low volatility or high returns, they should consider factor investing at some point when constructing a portfolio. So, what would that look like?

There are two different types of factor-based investments: Single-factor investments and multi-factor investments. Investors should consider which of these strategies makes the most sense for them to use based on several variables.

Single-factor Investments

Single-factor investments track, follow, or aim for a single factor such as momentum, whereas multi-factor approaches combine several factors.

Single-factor investments are more straightforward than multi-factor investments. Since they are much easier to create and to operate, the investor can continually change their investments/positions to achieve the desired exposure. Unfortunately, this also allows for investments to underperform if the wrong factor is chosen or the timing is wrong. Thus, single-factor investments are better utilized by long-term investors or those with firm convictions about a specific factor.

Multi-factor Investments

With multi-factor investments, investors are offered a broader range of benefits. This makes multi-factor investments more attractive but through a more complicated process. If an investor is considering multi-factor strategies, they should consider each factor they plan to invest in and construct that factor individually.

The decision to use simple patterns or more complex ones is ultimately up to the investor. While a simple pattern makes it easier to explain benchmark differences, a more complex portfolio may achieve better results. The potential choices and outcomes in factor investing suggest that spending time on selecting the right factors and creating the most efficient portfolio constructions can significantly impact the overall performance of an investor’s factor investment(s).

Some Of The Best Trading Strategies For Success

To earn a decent income and living with online trading is a dream for many. At the same time, it is important to know that trading online is really a challenging job online these days.

You will need to get proper training and understand concepts before you can dive in. This will help you save from possible losses.

Here are a few things you will need to understand before you trade online. Hopefully, it helps.

Trading Strategies For Success

Reading OHLC chart

The full name is open high low close chart, where the close indicates the assets ultimately reach. It is indicated by a bar going to the right.

The open indicates where the assets initially started from and are given by a bar going to the left.

The high point is at the top of the bar where the assets will reach over the period.

The lowest point at the bottom of the bar, which shows the maximum fall in the price of assets over the same period. Reading an OHLC chart will help you to utilize the best trading strategy properly.

Three Consecutive Bar Trend

Here you need to locate three bars that follow the same trend. If three bars are going up, you use a call for it.

If three bars are going down, you use the word put it. As it is very important in life to know what will work for you and what won’t, similarly in the investment of money you should also know which pattern or trend is the best for you.

Based on my experiences of trading at MDX500 I can say that this will give you the maximum results.

The ABC trading

The next possible way to succeed is ABC trading. The basic aim of this strategy is to monitor market tendencies and profit. For example, you wish to locate an ABC call.

You need to look for a line that moves upwards and then downwards for a very short amount of time.

It is important because the next time this line will move upwards, it will keep going in the same direction for a significant amount of time, thereby helping you to locate where you should call for the asset.

Failures in trends

While you know how to locate a call or a put, which you should do in the opposite mechanism, you also have to know how to locate failures in order to avoid being misguided.

The best way to know this is by trying to look for specific patterns in the C point.

If the C point is seen to go lower or higher for a call or put than the previous C pattern, it is a clear sign of failure for that particular bar or line.

MYA Saray USA Ranks No. 237 on the inaugural 2020 Inc. 5000 Series: D.C. Metro

MYA Saray USA Lands on Inc. Magazine’s First-Ever List of

D.C. Metro’s Fastest-Growing Private Companies —

The Inc. 5000 Series: D.C. Metro

MYA Saray USA Ranks No. 237 on the inaugural 2020 Inc. 5000 Series: D.C. Metro

Inc. magazine has revealed that MYA Saray USA is No. 237 on its inaugural Inc. 5000 Series: D.C. Metro list, the most prestigious ranking of the fastest-growing private companies in D.C., Maryland, Virginia, and Delaware.

Born of the annual Inc. 5000 franchise, this regional list represents a unique look at the most successful companies within the D.C. Metro economy’s most dynamic segment—its independent small businesses.

Inc. magazine is a business icon, and it is truly an honor for MYA Saray to be recognized by them,” said Mahmoud Badawi, President MYA SARAY/USA. “It is exciting to be part of Inc.’s inaugural 5000 Series for D.C. Metro and we look forward to moving up the chart in years to come.”

The companies on this list show stunning rates of growth across all industries in the D.C. metropolitan area. Between 2016 and 2018, these 250 private companies had an average growth rate of 196 percent and, in 2018 alone, they employed over 88,000 people and added $6.5 billion in revenue to the greater D.C. area’s economy. Companies based in the Washington, D.C., Baltimore, and Richmond, Virginia, metro areas brought in the highest revenue overall.

Complete results of the Inc. 5000 Series: D.C. Metro, including an interactive database that can be sorted by industry, metro area, and other criteria, can be found at

“The companies on this list demonstrate just how much the small-business sector impacts the economies of D.C., Maryland, Virginia, and Delaware” says Inc. editor in chief Scott Omelianuk. “Across every single industry, these businesses have posted revenue and growth rates that are beyond impressive, further proving the tenacity of their founders and CEOs.”

MYA Saray has been a world renowned producer of hookah and glassware for over 40 years with deep roots going back to the Mehio family hookah business established in Lebanon in 1863.  MYA’s entire line of products range from high-end crystal ware to affordable silver products.

MYA Saray specializes in a variety of unique giftware products including crystal ware, Bohemian glassware, porcelain, and silver products.  For more information on MYA Saray and MYA Hookah please visit and or on Instagram at

The best server and networking hardware reseller

The best server and networking hardware reseller in New York, California, Florida, Texas, United States. E-Commerce/Online seller in United States.

Dealing with the customer and end user and offering 2.5% discount for returning purchaser.

ALLHDD.COM is a merchant based in New York, United States of servers and networking products offering competitive prices for all types of computer hardware specializing in server, storage solutions and related sub systems such as for Tape storage, Hard Drives, Server and Networking gears including switches, routers, gbic, hub and modules.

ALLHDD.COM is a company that supplies thousands of server and networking spare parts from nearly 450 different manufacturers and distributors including HP, Cisco, IBM, Dell, SUN, Qlogic, Emulex, Toshiba, Western Digital, Lsi Logic, Intel, Samsung, Seagate, Hitachi, AMD, Lenovo, 3Com and more.

We are experienced in our business over 240,000 customers around the world trust ALLHDD.COM to deliver undertaking vital hardware on time.

Trade With Neuer Capital for Profitable Trading Experience

Sometimes, good things happen to you unexpectedly.

I’ve never encountered the concept of trading not until I met a very good friend of mine again after almost 3 years—accidentally.

I was supposed to eat lunch alone at my favorite restaurant when I suddenly bumped into this good friend on my way from the office.

He invited me to lunch. And since he was a really close friend that I just happen to lost touch with because we both led busy lives, I obliged.

Neuer Capital

What was supposed to be a lunch filled with catch-up stories became my entryway into the world of trading?

My friend happens to be a part-time trader at Neuer Capital while being a full-time financial consultant.

He introduced me to the concept of trading. What it is, How it works?

And then he recommended that I try online trading since it allows me to do the trading at my convenience.

I am an event planning consultant, which means that I usually have very limited amounts of spare time and this trading thing seems to be another chore to add up to my load.

But when he told me that online trading is not that time-consuming and can really bring you hefty profits, I did a double-take.

He said that the secret to successfully trading online was finding the right broker, and that’s when he recommended Neuer Capital to me.

He said that it was the platform he was using for most of the trading he does in forex and cryptocurrencies.

After a two-hour talk about how our lives have been, and about trading (for the most part) we had to part ways so we headed back to our respective offices, which were just two streets apart by the way.

I was still skeptical about the online trading thing but for most of the afternoon I was working, it kept crossing my mind.

When I got home, just to satisfy my curiosity, I fired up my laptop and went directly to the site my friend told me about.

I also googled about it and everything about trading so I can further understand how it actually works.

I read every single piece of information I could and thought that it wouldn’t hurt to try.

I decided to shell out just a reasonable amount just in case my friend’s recommendations were just exaggerated or something.

I started with a small investment amount of $250. And that was what I consider until now to be the best way I spent $250!

I’ve been trading with them for months now and I am very thankful for that unexpected lunch.

Understanding forex market and trading for beginners?

The foreign exchange market is a market place to buy and sell different currencies. It occurs over the counter through the interbank market rather than a centralized exchange.

You may have unknowingly participated in forex treading by ordering imported shoes or buying foreign money for holidays.

Traders get attracted to a forex market because of several reasons such as:

  1. Size of the forex market
  2. Different volatility level
  3. Different currencies to trade-in
  4. Low cost per transaction
  5. Open all 24 hours a day for 5 working days

If you are new to forex trading, then this article will help you learn it.

First, you should know the base and then gradually enter the trading world.

Forex market explained

In simple words, the foreign exchange market is just like the other markets depending on demand and supply.

For instance, if there is a huge demand for the US dollar from European people with Euros, they will get Dollars in exchange for Euros.

So, the US dollar value will rise and the euro will fall. But, remember for some other pair USD may be depreciating.

 How does the forex market move?

The above given example is just one of the major ways which make the FX market move.

There are several factors that impact the forex market and make the movement take place for instance election of a new president, GDP, unemployment, inflation, etc.

You can take the help of the economic calendar to stay updated and do good trades.

Why is the forex market so appealing?

The forex market permits all big and small banks, financial institutes, retail, and government traders to exchange one currency for another through interbank markets.

The trade is done between global banks round the clock. If the Asian trading session comes to an end, the European and UK banks become available.

A complete trading day ends when the US session follows the Asian session for another day

According to a reliable broker and a uBanker review, another thing that makes the market more appealing to traders is its liquidity.

On average, the daily trading volume of the forex market is $5.1 trillion. It means that traders can easily enter and exit at any time as there are a plethora of buyers and sellers on the exchange.

How does forex trading works?

A lot of people want to earn money through forex trading. Luckily, the trading basics are quite simple.

If you think that a particular currency will go up, then purchase it.

It is called long. If you think that the currency is going to go down, then sell it. This is called short.

Who trades forex?

Majorly there are two kinds of traders in the foreign exchange market who go for it: speculators as well as hedgers.

Hedgers don’t go for extreme movement and look forward to lowering their exposure to the movements in foreign currency.

Speculators, on the contrary, are risk-takers and then look for volatility in the market and take complete benefit of it. This includes big financial institutes and retail traders.

Tips for Investing In Real Estate Chung Cu Binh Duong

With the real estate still caught in the slowdown and foreclosure prices are still climbing, it is the perfect time to consider buying a beautiful home and properties for sale that is available in Chung Cu Binh Duong.

Flats, condos, and properties are good from the investment point of view. Many people would enjoy living easy hence prefer living in Chung Cu Binh Duong whereas some like solitude hence choose condos for sale away from the noise of public transportation.

Whichever you feel like staying home for sale online offers you a great selection to choose from.

Who wouldn’t dream of having an address in Chung Cu Binh Duong? The homes for sale range from intimate three flat walk-ups to soaring high rise residential.

Size, style, and price are just diverse and provide an enormous selection to the buyer.  The units offer one, two, and three-bedroom floor plans to choose from.

The real estate Chung Cu Binh Duong has got all sorts of properties and homes available that with a competent real estate agent you can easily find one suiting your budget.

These are beautifully lined up and offered at great prices where you can pick one of your kinds.

However, if you are new to the location, it is worth considering contacting the real estate professional that helps you choose according to your family’s taste and budget.

The maintenance and care of the smaller home will never be worrying thing for you. You would be the least concerned about the cleaning and keeping it tidy as it hardly takes that much of time compared to bigger homes.

So try to make your dream come true and invest in smaller homes or flats especially when you do not have huge budgets. Online real estate agents and companies are there to help you out at every step you take.

Tips for Saving Like A Pro

The investment needs of two individuals are never identical and as such investors should never follow the investment needs of others blindly.

To earn lucrative returns, it would be better to consult a professional for investing and saving like a pro.

Tips for Saving

Most clients will tell you that a financial expert or an advisor will personally evaluate your individual profile and income-earning capacity while giving you a patient hearing.

Based on various reviews and ideas given by experts here are three tips for you…

Tax planning

Certain deductions are allowable like for payment of insurance premium, repayment of the loan, investment in tax-free bonds, infrastructure bonds, contribution to a charitable institution and investment in ELSS (equity-linked saving scheme), etc.

In order to save a huge tax burden, investors plan to allocate funds in these avenues. If you can, you will easily save good money every year.

Market watch

According to XTRgate review commodities trading, currency trading, and trading of derivative instruments like futures, options, and swaps are on the upswing.

Arbitrageurs take advantage of the differential pricing in the different markets of the world.

It is the speculators and the arbitrageurs that play a good game, whereas the innocent investors are guided by the brokers, stock broking houses, market analysts, or financial advisors.

It’s therefore essential that you gain good information and choose wisely about the assets you want to trade-in.

Selection of the financial instrument

Picking up equity stocks or bonds/debentures would depend upon the expected return and the beta of the stock.

Usually, high beta stocks are considered aggressive securities, and low beta stocks are defensive securities.

Thus, speculators hedge against the risk. Equity research reports can also help in a big way in the stock selection process.

The interest on bonds/debentures is also a motivating factor, as the bond yield varies with the maturity period.

Tips for Investing in a Most Logical Way

An individual is surmounted with several options in life, be it with regard to Career planning, Personal affairs, Travelling, Budgeting, Financial planning to avail tax benefits, or Investing.

Amidst several alternatives, an investor looks for maximization of benefits by reviewing the pros and cons of every option especially focusing on the aspect of negative and positive returns.

However, he may pursue the following measures to have a more logical approach.

Determinations of the risk-return profile

The risk perception of an investor varies. A risk-averse investor avoids risk and hence is satisfied with a low rate of return whereas a risk lover assumes a high level of risk and expects a high return.

Aggressive investors dare to take a chance of putting their resources in the stock market and act strategically working on the buy, hold, and sell options during the bullish and bearish phase of the market.

Conservative investors are skeptical about investing in the market as it is prone to volatility.

They seldom take such risky ventures and prefer to be on the safe side. Which means they usually prefer to put their savings in fixed-income investments like fixed deposits.

However, the thing to note here is you should involve in a more strategic approach by investing a part of your portfolio in some risky options like stocks, forex, or cryptocurrencies.

According to Gtlot review, it is very easy to get started and earn handsome amount of returns once you gain the knowledge.

Overall, portfolio management is an art into which the fund managers of the Asset management companies are critically involved. If you want you can also take the help of these companies and managers who can make your investment returns better.

It is all about strategy for diversification of risk by spreading the risk over a number of assets like investing in debt funds, equity funds, hedge funds, or choosing the systematic investment plan or corporate bonds and equities or derivatives trading.