How and Why to Invest in Cryptocurrencies?

Cryptocurrency investment is a great way to invest your money which can be grown by many folds in coming years. If you haven’t done it previously, then investing in Bitcoin today also could be a great idea.

Buying and storing is the best bet in the revolution of money. It completely depends on your belief of the bitcoin future.

If you have a firm belief, then you should definitely go for cryptocurrency investment. It is just like any other investment but more volatile.

If you wish to invest in Bitcoin, then you should stay updated with the recent news and trends related to crypto-currencies and Bitcoin. When there is news released about a technological advancement, then you may think about investing in Bitcoin.

If there has been a huge fall in Bitcoin price, then that may be a great time to purchase Bitcoin because when you purchase it at a lower price, then sell at a high price and make amazing profits.

Here are three amazing reasons for cryptocurrency investment:

  1. Because you understand technology and appreciate change
  2. Because you stand in support to the cryptocurrency social vision
  3. Because you can hedge your worth against dollar which has been accepted by many people to inevitably happen at some time

Also Read: Craig Wright pretends he’s Bitcoin creator

A Reliable Bitcoin Exchange Is All You Need For Trading and Investing

It is important that you choose a reliable Bitcoin exchange. The exchange which has the backing of government authorities should be chosen.

Before signing up, find out whether a bitcoin exchange complies fully with the rules and regulations of the government and whether they are regulated.

Also, review the site and see if they have been involved in any unauthentic, malicious activities before. Check out the independent user reviews available online and then make your decision.

The 4 easy ways to Bitcoin trading fast:

  1. Open a trading account on a Bitcoin trading website
  2. Fill your details and fund the account.
  3. Fill in your investment amount.
  4. Take leverage or use the amount as it is.
  5. Buy (long) sell (short) bitcoin and start your trade.

Overall cryptocurrency investment is quite in vogue these days. With the right knowledge, you will definitely make it a hit.

What are Ionization Chambers?

Ionization chambers is one of the simplest most form of gas-filled radiation detectors.

These are now widely used for detecting and measuring various types of ionizing radiations like X-rays, gamma rays, and beta particles.

Ion chambers in general shows a good response to radiation that includes wide range of energies.

This is therefore one of the most preferred ways to measure high levels of gamma radiation in industries such as nuclear power, radiography, radiobiology, environmental monitoring and various other research labs.

Usually the ionization chambers are comprised of various types of chambers. These may include:

  • Free-air chamber
  • Vented chamber
  • Sealed low pressure chamber
  • High pressure chamber

Although there are many more types but the above ones are the most common.

While using ionization chambers proper care and precautions has to be taken so that it works risk free as desired.

Moisture is one major problem that can affect the working greatly. And for this reason chamber’s internal volume must be kept in a completely dry condition. The vented type of chamber uses a desiccant to help out with this.

To get more information about the ionization chambers, you can visit here at:

https://www.lndinc.com/products/

 

Are You Ready for 5G?

What is 5G?

5G networks are the next generation of mobile internet connectivity, offering faster speeds and more reliable connections on smartphones and other devices than ever before.

Everything you need to know

The latest news, views and developments in the exciting world of 5G networks.

Learn more about 5G and see the stories that will unlock how it will impact your everyday life.

Join the discussion at https://5glatestnews.com

The world is close to the launch of 5G.

While 5G sets the stage for new opportunities across many fields, it also will bring disruption to many industries.

5G will create an ecosystem for technical and business innovation involving vertical markets such as self driving cars 5gselfdringcars.com) , energy, food and agriculture, city management, government, healthcare, manufacturing, public transportation, and many more.

5G will enable additional revenue streams for operators in the wake of IoT and the digitalization of industries.

5G Availability Around the World Most countries will have access to 5G networks by 2020.

According to Manoj Sinha, the minister of the Department of Telecommunications, India is set to adopt 5G by that same year: “When the world will roll out 5G in 2020, I believe India will be at par with them.”

On top of that, in August 2018, one of India’s largest telecom providers, Vodafone Idea Limited (previously called Idea Cellular), merged with Vodafone (which was the world’s second-largest phone company before the merger).

Vodafone was already preparing for 5G, having set up “future ready technology” in 2017 by upgrading their entire radio network to support 5G.

5G will affect many industries and also create millions of jobs for Mobile operators, app developers, Technicians, Engineers, installers will be in great demand.

Find a job in this amazing industry. Upload your resume now for FREE.

https://5glatestnews.com/

Buying Luxury Homes with The Help of Real Estate Expert

A person works his life hard, just to ensure that he gets his dream fulfilled.

He would spend his life working all night and day in a bid to ensure that his work gives him the satisfaction and then he is able to buy a flat or luxury home in some exotic location.

But while buying a luxury home is one thing, it is completely another thing to buy one such property at a new city.

If you are not a local of a city, and yet, it has been your dream city or location to buy a house there then you should consult reputed real estate development firms.

If you are looking for luxury homes in another city, then checking the directory of Real Estate can help a lot.

Besides answering the exact needs of the clients, they can help get in touch with an agent that can help you out in all the dealings without any problem.

On consulting the real estate agents or advisors, you would be able to get a clear idea on the areas where they have built or developed properties.

If you wish to have a spacious villa, even if it is a little away from the madding crowd but has a mystic view of the beach, then just ask them.

You might have specific area requirement or might have room requirement that you might wish to have in your new home.

If you are someone, who loves to party and have friends over for a late night party and sleepover too, then you might need to have separate rooms and even attached bathrooms that spell comfort and opulence.

After all, the main reason for guests to love your home would be due to the attraction and the beauty of the house. So, consult the real estate expert in this regard and only then proceed with the purchase.

If you specifically need a sea-facing house that has 12-seater movie-theater, then do mention it to your real estate developer.

The real estate directory and an advisor available here will be able to find a property that would suit your requirements to the tee.

The fact that many people do not really know what to expect from a real estate developer or firm is why they do not get it.

Modern day real estate developing companies have a properly laid out and elaborate list of portfolio and even have walkthrough videos that would help them in explaining their upcoming and ready projects.

Getting a luxury home for many might be just for the sake of investment. If you too are looking for a luxury home with this intention in mind, then consult with the real estate advisor and get it confirmed for your relief too.

IP Phones for Your Business: Is It The Right Choice?

Nowadays, it is not unusual to hear about VoIP technology and the many benefits it brings to a business.

This is understandable, given reports from expert research firms who say that current communication needs push businesses towards unified communication solutions and efficient data management.

That being said, following this trend is not reason enough for a company to make the switch to VoIP.

In order to help you make an informed decision, let’s take a comprehensive VoIP phone system as an example and analyze what it has to offer.

Essential Features

VoIP phone systems offer flexibility and full customization. Business owners are able to choose the exact amount of lines and devices to purchase. This is very convenient for small businesses who have a potential for future growth because no unnecessary investment is required.

Additionally, the ability to program system features through a browser allows users to make ongoing changes if communication needs change.

The flexibility makes eventual expansions possible. VoIP phones do not require any complex wiring process as they are connected to the Internet and not to individual copper wired lines.

It is also viable to add remote workers to the main system as long as such locations have access to a reliable Internet connection.

The Financial Factor

Purchasing a hi-tech VoIP phone may be more expensive than an analog or digital phone. However, it is a cost-effective investment in the long-term.

VoIP phones are all-in-one devices that make advanced business phone features available. The most sophisticated ones even allow video calls from the same equipment.

Consequently, productivity levels tend to increase as employees have a tool that make their jobs easier.

The most alluring benefit of VoIP is the significant call rate reduction it provides. VoIP phone calls are cheaper than traditional calls. They are connected through the Internet, so their costs are only the ones that impact a data plan.

Business ip telephone systems dubai are equally suitable for small and large businesses. The real determinant factor is the users’ willingness to leave a traditional system behind.

This is a decision that should be made after researching the topic or talking to qualified professionals.

Connecting the World Using IP Phones

Interactions and communications are required in every field in our day to day life. The most popular and ideal way of communication is the verbal communication.

Whether small businesses or large firms, these phones are suitable for enhancing proper communication. In a business, it is always mandatory to maintain a proper communication. And for that, using the best phones is all that you need.

Therefore, even if these phones cost a little bit extra than basic companies, still you might want to invest money over here.

That way, you have to invest money for these phones only once, and use it till the end. It is rather the best way to save money on unnecessary purchases.

IP phones are the ones that are created to suit ideally for each user as well as business type.

The IP phones series offers three, four and six line selection options with several advanced features to ensure maximum productivity and clearer communication.

The IP PBX System UAE have many features like full color-screen, built in Bluetooth, HD audio support, speed dial/BLF/ extension module options.

The IP phones that are meant for small business units provide a very much user friendly experience of calling along with several advanced features for VoIP calling.

The DP series of the DECT cordless IP Phones  allows the retailers, residential, warehouses and business users to muster the power of IP telephone systems.

Being cordless this phones give the users the option to move around in their premises while having complete access to the phone all the time.

How To Start A Furniture Business Online?

Planning to expand your furniture business online? Or want to get access to thousands of customers globally?

Well, starting a business website that looks simply awesome can help you boost up your profits to 3-5 folds very fast.

However starting a website that can help you reach globally is not very easy.

You need to do lot of research about what can work and what not before you proceed.

Especially if you do not have any experience before, you should know clearly about what you need to start furniture online business.

At the very first instance you may need a website designer who would work on the looks and contents of a website.

Then there has to be a coder who would provide the coding which plays the most important role of linking each and every page of the website artistically.

Thirdly, the tester who would do a test by running the web site on the developers end before handling it over to the client. The work of the tester is to see if there is any error in the workings of the web site that have been developed by the designer and the coder.

There is also a maintenance department that provides safe handling of the website and maintenance protocol.

At last you also need a marketer to market your website, products and services online.

If you want to make sure that you get best service then you would need to pay attention on right and accurate service provider selection.

The services offered by the experienced team of professionals ensures that you get maximum benefits and conversions through your marketing campaign.

The services offered by these firms comes with the features such as:

  • User friendly
  • Browser compatibility
  • On time delivering the projects
  • Accurate and relevant information design
  • Ability to reach targeted audience
  • After service maintenance

Overall, wide range of option for the services such as content developments, social media, branding, email marketing, conversion optimization, link building and advertising is also available for businesses who want to boost their profits online.

Cross Border Retirement Income: Canada Pension Plans, Canadian Old Age Security, U.S. Social Security and the Windfall Elimination Provision

Cross Border Retirement Income: Canada Pension Plans, Canadian Old Age Security, U.S. Social Security and the Windfall Elimination Provision

Calling all eligible benefit holders of the Canada Pension Plan (CPP), Canadian Old Age Security (OAS) and U.S. Social Security (SS)……….

Does your or your spouse’s story narrate a history of employment in both Canada and the U.S.? If so, you may have the privilege of drawing from SS, OAS and CPP. The confusion lies amidst the qualifications and how these benefits interact with one another given the Windfall Elimination Provision (WEP).

Let’s break it down……

Social Security (SS)

To qualify for retirement benefits under U.S. Social Security, you must have 40 credits of covered work.  Each credit represents a quarter (i.e. 3 months) of full-time employment.  Thus, generally speaking, you must have 10 years of full time employment in order to qualify for retirement benefits.

All monthly benefits are based on your Primary Insurance Amount (PIA), which is the amount you would receive if you retired at your full retirement age (FRA). The FRA is age 65 for people born before 1938, gradually increasing to age 67 for those born in 1960 and later.

You can choose to take it as early as age 62, resulting in a 25% reduction in benefits. At a more granular level, the monthly PIA is reduced by 5/9ths of 1% for each of the first 36 months before your FRA. You can also choose to earn delayed retirement credits (DRCs) for any month from FRA up to age 70.

DRCs increase the benefit for the retired worker but not the spouse (if utilizing the spousal benefit). If you were born in 1943 or later, you earn 8% DRCs for each full year (prorated for months) up to age 70 for a maximum increase of 32%.

Individuals have the opportunity to take a SS benefit on the greater of their own record or 50% of their spouse’s SS benefit.

Canadian Old Age Security (OAS)

The rules to qualify for full OAS benefits under the Canadian system are centered on residency in Canada beyond the age of 18, not employment history. A full benefit is received when an individual has accumulated a Canadian residence history of 40 years.

The pension can commence as early as the month following one’s 65th birthday or be delayed as late as age 70. By deferring one’s OAS, the benefit increases by 0.6% per month/7.2% per year, which equals a 36% increase if OAS is deferred to age 70. Partial OAS benefits may be available in certain situations. Let’s review a few scenarios:

Let’s assume you’ve lived in Canada less than 40 years and you are currently residing in Canada. As long as you are 65 years or older, a legal resident of Canada or Canadian citizen, and have lived in Canada at least 10 years since the age of 18, you are eligible for a prorated OAS benefit.

To take it a step further, let’s assume the same scenario with a bit of a twist. Instead of currently residing in Canada, you are now living in the U.S. These circumstances dictate you must have resided in Canada for a minimum of 20 years since the age of 18 in order to receive a partial benefit.

If neither of these examples apply to you, there may still be an opportunity to collect on the benefit if the country in which you currently reside has a social security agreement with Canada.

One final item on OAS; if one were to reside in Canada at the time of receipt of the OAS benefit, the individual may be subject to the OAS clawback. This would be created when your income exceeds certain threshold levels.

For the 2019 tax year, the OAS clawback kicks in when income exceeds, $77,580. On the other hand, if OAS payments are made to a physical resident of the U.S. – and not a Canadian physical or tax resident – the clawback provisions are eliminated, and the entire benefit is paid to the recipient. No OAS clawback would apply.

Canada Pension Plan (CPP)

Unlike Old Age Security, CPP is based upon your pension contributions through your employment record, subject to certain maximums. As long as you’ve made at least one contribution to the plan, you are entitled to receive a CPP benefit.

This benefit is available at age 65, but one can opt for a reduced benefit as early as age 60 (reduced by 7.2% annually) or a delayed benefit as late as age 70 (increased by 8.4% annually). In addition, the CPP benefit is not subject to any clawbacks.

How then do these benefits tie in with the Windfall Elimination Provision (WEP)?

Understanding the Windfall Elimination Provision

Under Title II of the Social Security Act, the Windfall Elimination Provision was born. It authorized the Social Security Administration to reduce an individual’s Social Security benefit in the event the recipient was also receiving a foreign pension (e.g. CPP). To understand the “why” behind the WEP, it’s important to comprehend how the SS benefit is calculated, specifically the Primary Insurance Amount (PIA).

A worker’s PIA is based off their average monthly earnings separated into three amounts. These values are then multiplied utilizing three distinct factors. Here’s an example:

For a worker who turns 62 in 2018, the first $895 of average monthly earnings is multiplied by 90%, earnings between $895 and $5,397 by 32%, and the balance by 15%. The sum of these three amounts equals the PIA, which is then either increased or decreased depending on when a worker decides to draw SS. This is how the monthly payment is determined.

Social security was meant to replace part of an individual’s pre-retirement earnings. With the previous calculation in mind, one can conclude that workers with lower average monthly earnings have a higher percentage of their pre-retirement earnings replaced via Social Security than those with higher average monthly earnings.

For example, a 62 year old worker with average earnings per month of $3,000 could receive a benefit at FRA of $1,479 (49 percent of their pre-retirement earnings), increased by cost of living adjustments. For a worker with $8,000 of average earnings per month, the benefit starting at FRA could be $2,636 (32 percent of their pre-retirement earnings) plus cost of living adjustments.

For those individuals whose primary job wasn’t covered by Social Security, yet had their benefits calculated as if they were a long term, low-wage worker, they would end up receiving a benefit that would cover a higher percentage of their earnings, plus a pension from a job for which they didn’t pay Social Security taxes. This is true for someone who spent time working for an employer in Canada, earning CPP credits.

Under the Windfall Elimination Provision (WEP) the calculation for a worker’s Social Security benefit needs to account for the CPP payment. The 90% factor on the first $895 of monthly average earnings (when estimating PIA), could be reduced depending on the number of years of U.S. earnings history. The WEP is eliminated once a worker has 30 or more years of substantial earnings in the U.S.

The U.S. Social Security Administration has an Online WEP Calculator that is available via: https://www.ssa.gov/planners/retire/anyPiaWepjs04.html

Despite the current provisions of WEP, a U.S. Class Action lawsuit has been filed on behalf of Canadians who receive SS benefits and have been impacted by WEP.  The suit was recently filed in the State of Indiana against the SSA. The crux of the lawsuit is whether the application of WEP against individuals who also receive the same benefits in Canada is lawful.

The Plaintiffs in the Class Action are claiming that the application of WEP to U.S. benefit recipients is unlawful and presents a violation of the plain meaning of the U.S. Social Security Act, U.S. Social Security Act Regulations and the Social Security Agreement (1983-1984) between United States and Canada (the “Social Security Agreement”).

The Plaintiffs are seeking retroactive payment of the amounts that have been deducted through the application of WEP and the ending of the application of WEP moving forward.  The claim has been certified but has yet to move forward at the trial court level.

In Summary: Although a worker’s Social Security is potentially reduced by CPP, the good news is that OAS does not factor into the WEP calculation.

Whether the WEP impacts your Social Security depends on the uniqueness of your individual circumstances and the potential result of the Class Action Lawsuit.

If you think you might be impacted by WEP, we recommend you have a cross border financial planner such as Cardinal Point analyze your situation.

https://www.ssa.gov/pubs/EN-05-10045.pdf#page=2

VR Real Life Offers a New Web Directory for Virtual Reality Allowing Producers to Get Paid

VRRealLife.com is offering a new online directory for virtual reality videos and information on VR. It serves as a rich platform and gathering place for enthusiasts, businesses, video producers and more.

The site also gives video producers an important way to monitize their videos by including their site or social media link below videos and comments.

Membership to www.VRRealLife.com is free. The platform furthers its own interests by placing their site link below each video.

Virtual Reality is a very hot topic among audiences everywhere. The site has been growing quickly as it offers a constantly expanding directory of videos covering just about every industry.

“Lots of people still think of VR as video games. While it’s true VR is used for gaming, VR is also being used by a variety of industries to attract audiences, explain their products, and train employees and customers.

Members can create their own channels and playlists. This can attract significant audience`s that can become prospects, customers, and drive improved profits for the producer and the company they represent.

Members are also encouraged to post comments and reviews. All this makes the site a welcoming and enthusiastic community for all things pertaining to virtual reality. Content authors are encouraged to include a link to their site to attract audiences for their own commercial or cultural interests.

In the future VR Real Life plans video contests where producers have their fans and clients vote. Prizes will be impressive. This gives videos more audience, expands the platform’s following, and gives members a no-cost way to advertise their product, service, brand, or idea.

To learn more visit www.VRRealLife.com and browse the many categories currently displayed. The site is quickly becoming an important directory for VR and a frequent destination for consumers and businesses interested in the Virtual Reality.

“But What About Making $$$ With Our Videos?”

When uploading your videos you are able to add a link to your products and services in the content area.

This gives you a way to recoup your investment of time and expense in producing your video.

For some this can be a rich market for finding commercial success with their video production. We strongly encourage video production companies, independent producers, and other companies that create VR as part of their training, education, advertising, and public relations campaigns.

Other categories include, Real Estate, and Start-ups.

We urge you to stop by VRRealLife.com and create your own FREE MEMBERSHIP. There is no charge to participate.

When you become a member and upload your videos, you can add a link to encourage viewers to visit your site, service, product, video channel, or other commercial or cultural outlet. The choice is yours.

This gives you an easy way to find new audiences, grab more leads, develop enthusiastic customers, and generate lots of additional sales.  All without any cost!

SAP Certification & Courses Online: Its About Mastering The Tricks of Modern Businesses

SAP is a very effective and powerful business tool that allows modern businesses to relish operational and suave business performance.

The SAP courses offered online has several latest modules and portfolio of the application that has some incredible features.

It is fascinating to note that SAP is a German programming system, but with Sap training anyone can learn it and reap its benefits.

With the help of a sap user manual, and effective learning of the programming software, you can administer various parts of running an enterprise in the modern world.

This include Finance, MRP, Production control and several others. If you want to begin your career in a core IT profession, you can undertake a training course that is exclusively aimed to teach you SAP.

Online SAP tutorial

SAP has already become an essential part of modern businesses with its ability in managing performances and reporting systems of the businesses. It stands for Systems, Applications and Products in data processing.

With SAP certification courses online you can learn about the business aspects of SAP to augment and improve the performance of businesses for reaching the proposed target in an effective manner.

With SAP tutorial you can learn to manage FRICE that is Forms Reports Interfaces Conversions and Enhancements of the contemporary business world effectively.

The SAP courses offered online is directed to give you the best training on all SAP modules.

They will provide you with Sap fico tutorial, SAP BO, SAP ABAP and others. Such training programs are designed torefine your skills and endow your knowledge in the best conceivable manner.

Uses of SAP

The SAP courses offered online can teach you about exclusive sets of incorporated and cross-functional business procedures.

With Sap  training, you can learn about the financials and controlling of businesses that can increase the output and understanding of the same.

The sap training course can help you learn to implement SAP to reduce inventory cost to a great extent, and to boost up its flexibility.

SAP is very effective in solving crucial and acute challenges of businesses; it plays an important role in reducing the risks.

Besides all the important usages, SAP also helps to gain greater ROI faster it optimizes strategies and aligns them and controls IT spending and operations.It is used in improving financial management and other factors.

Important Things to Investigate When Buying Business

One of the most important things involved in the process of selling any kind of businesses is due diligence.

If you’ve found a company that seems to be a good purchase candidate, it is important to conduct a careful analysis of that company.

Here are some important things that you should investigate during the due diligence process.

Profit & Loss Balance Sheets
First of all, you should find out if the business you are considering buying is a profit or non-profit company.

In both cases, you will need to look at the profit and loss balance sheets.

These sheets and statements describe the financial performance of the company you are buying.

It is strongly recommended to review five to seven years of profit and loss history in order to get a clear idea of the overall financial pattern for that company.

If needed you should also take the help of accounting services singapore that can help you in dealing with all the financials of the business in a better way.

Supporting Financial Documents
The next very important thing that you should check is the supporting financial documents.

These documents include receivables and accounts payable ledgers, along with depreciation schedules and other related reports.

As a potential buyer, you can request a more thorough analysis that may include a review of bank records, vendor invoices, tax returns, and sales etc.

Other supporting documents that should check include employee files and equipment maintenance records.

Premises & Equipment Lease 
You should hire an experienced attorney who can review premises and equipment lease agreements.

This will help you understand the lessee responsibilities that you hold upon those agreements.

Business Permits & Licenses
When buying business, you should carefully check the validity of permits and licenses.

It is strongly advised to check these permits and licenses with the issuing agency. This will help you eliminate any doubts about these permits and licenses.

List of Assets
As a potential buyer, you should check all those assets that you will be buying.

A complete list of all assets that are to be sold to you will be referenced shortly before the closing of the escrow.

That’s the right time when you should investigate all of the machinery, equipment and other facilities of the business.

This will help you make sure that every asset is in proper working condition.

Industry Specific investigation
It is another very important part of the due diligence process.

In this investigation, you will need to check the company’s equipment in accordance with the new environmental regulations.

You should also make sure the company owner is using up-to-date vending machines.

If it is using old or out-of-date vending machines, the owner may not be able to outperform its competitors that are using new vending technology.

Due diligence is undoubtedly a critical process, but it very important because it helps you identify the flaws in a business or company.

If you are aware of these flaws, you will be able to secure a good purchase deal and make necessary changes in the company after acquisition.

That’s why carefully investigate all above mentioned aspects when buying any kind of business.